Compare Identity Theft Protection Services
A Detailed Comparison of the Top Identity Theft Protection Services
Since it is so easy, identity theft has become one of the most common crimes in the entire United States. Stealing someone’s identity is easily done, and many of the people who do it are never caught. It is faster, easier, and safer than more traditional crimes like prostitution and thievery.
Even when you are very careful there is a chance that someone could steal your identity, it falls into the category of bad things happen to good people. That is why you are urged to spend a few dollars a month and purchase a membership to an identity protection company. These companies have resources that you could not possibly use on your own. They also are up to date when it comes to the latest trends in identity theft, which decreases the chances of someone hijacking your personal information. One of the best features that the identity protection companies featured on this website is a service guarantee, which states that they will reimburse your expenses if you identity does somehow manage to get stolen.
Please take a moment of your time to study this detailed comparison chart. We created this chart so you can easily decide which of these top companies deserve your hard earned money.
3 Credit Bureaus
3 Credit Bureaus
3 Credit Bureaus
1 Credit report from Experian
LifeLock Ultimate™
LifeLock Ultimate™ and
Credit Score Manager
Full Restoration
$1,000/week for 4 weeks maximum
$5,000 maximum coverage
$1,000/week for 4 weeks maximum
LifeLock Ultimate™ Service
* The ISO 27001 standard sets the requirements for a top-rate Information Security Management System (ISMS). Adhering to this standard helps identify, manage and minimize the range of threats to which information is regularly subjected.
“LifeLock™ is the first consumer protection business in the world to achieve ISO 27001 certification.”
Terms of Identity Theft
Often times, when people become a victim of identity theft this is the only word they completely understand. Basically they know that their identity has been stolen and someone else has become them, which results in their name and good credit being ruin and a big mess cleaning it up. There are other terms that refer to different identity theft crimes, prevention strategies, and recovery methods. Here are some of those terms and what they mean.- Grey Market Goods: Using the fraudulent credit card numbers or bank account information, the identity thieves purchase items, and then resell them for a profit. Unfortunately, much of the stolen items are sold in semi-anonymous auctions such as those offered by e-Bay. The reason they use these sites is that the auction has no way to know if the goods are legal or not.
- Identity Theft Red Flag Rules: Using legislation and guidelines, this rule is designed to hold businesses more accountable in how they manage consumer information, which include how the business handles red flags, if they regularly update and the maintenance of customer protection plans, and if they are up to date on identifying indicators of identity theft.
- The Identity Theft Enforcement and Restitution Act: This is pending legislation that would increase the knowledge of what is identity theft and would allow the victims to get back more of the costs that is associated with having your identity stolen, including costs indirectly associated with identity theft. This could include lost wages for time taken off work to deal with identity theft.
- Vishing: This is a technique that allows identity thieves to gain access t your personal information. With this form of identity theft, they use a combination of phishing and social engineering to find victims. The identity thieves use Voice over Internet Protocol (VoIP) phone lines.
- Social Engineering: This form of identity theft involves the practice of deceiving the victim over the phone, in person, or by using a computer, with the intent of breaching some level of security and stealing a person’s identity.
- Parent/Child Identity Theft: This is when a parent uses their child’s identity to secure credit cards, utility accounts, and sometimes leases and loans because the parent’s credit history is damaged or insufficient. It may take 10-15 years for this crime to be discovered, which usually occurs when the child becomes an adult and tries to get credit on their own. It is also known as child identity theft.